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Navigation: Personal Services - Savings - CDARS

Certificate of Deposit Account Registry Service® (CDARS®)



Looking for a way to keep large deposits safe? Guaranty Bank offers the Certificate of Deposit Account Registry Service (CDARS). Multi-million dollar FDIC insurance coverage may be available to you for your CD investments through CDARS. CDARS can be a valuable cash management or longer-term investment tool for you or your business.1

With CDARS, we provide you with safety, convenience, and CD-level rates. When you make a large deposit with Guaranty Bank, we place the funds into CDs issued by other banks in a network—in increments of less than $100,000—so that both the principal and interest are eligible for complete FDIC protection. You no longer have to spend time managing multiple banking relationships, administering various interest rates, organizing interest disbursements from various sources, or manually consolidating monthly statements. This may reduce your administrative burden, especially during tax and financial reporting seasons.

For more information on CDARS, call our Financial Sales and Service Center toll-free at 1-800-288-8822 from 8 a.m. – Midnight CT Monday through Friday and 9 a.m. – 4 p.m. CT on Saturday.


1 (1) Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with Guaranty Bank. The agreement contains important information and conditions regarding the placement of funds by us. Please read the agreement carefully before signing it.

CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. Guaranty Bank is not affiliated with Promontory Interfinancial Network, LLC.

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