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Navigation: Small Business - Lending - Lines of Credit

Small Business Lines of Credit 

Guaranty Bank offers three types of lines of credit: Unsecured, CD-Secured, and Asset-Secured. Monthly payments are interest-only and the line of credit is reviewed annually.

Applying for your Business Line of Credit can be done in two ways:
  • Apply at a banking center location near you.
  • Call 1-800-811-8310 to talk to a Telephone Business Banker.

Unsecured Line of Credit 

No collateral is required for an Unsecured Line of Credit. With only a $100 annual fee, an Unsecured Line of Credit is available from $10,000 to $100,000, with variable rates.
More Info >>

CD-Secured Line of Credit 

CD Secured gives you a line of up to 90% of the face value of the collateral Certificate of Deposit. Lines are available from $10,000 to $500,000, with the rates from 2% to 2.25% above the interest rate paid on the collateral Certificate of Deposit. A CD-Secured Line of Credit is a great financing option with a low $100 annual fee.
More Info >>

Asset-Secured Line of Credit 

Lines are available from $10,000 to $2,000,000. Asset-Secured Lines of Credit are offered at both fixed and variable rates.
More Info >>


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